Employee and Employer Contributions
The Salespage Technologies, LLC 401(k) Profit Sharing Plan & Trust likely includes both employee deferrals and employer profit-sharing contributions. In many cases, employee contributions are always 100% vested, but employer contributions may follow a vesting schedule. Any unvested portion as of the QDRO date cannot be awarded to the alternate payee.
Be sure your QDRO distinguishes between:
- Employee contributions (fully vested)
- Employer contributions (subject to vesting)
- Investment earnings tied to each

