1. Employer vs. Employee Contributions
Like most 401(k) plans, the Realnetworks, LLC. 401(k) Plan likely includes both employee deferrals and employer matching or profit-sharing contributions. A common approach in divorce is to divide the account as of a specific date—typically the date of marital separation or divorce filing.
The QDRO can specify whether the alternate payee receives:
- A flat dollar amount
- A percentage of the account as of a specific date
- A share of just the marital portion (excluding pre-marital or post-separation amounts)
It’s also important to define whether employer contributions that weren’t yet vested are included in the division.

