Vesting Schedules and Forfeiture
Employer contributions to 401(k) plans often vest over time. If your spouse hasn’t worked for Quik travel staffing, Inc.. (the sponsoring corporation) long enough, a portion of the employer contributions might be unvested. A well-drafted QDRO should specify whether the alternate payee receives only vested amounts or also has a claim to unvested amounts that may vest later. If a QDRO awards non-vested funds and the employee separates from service before vesting, those amounts can be forfeited.

