1. Employee and Employer Contributions
401(k) plans typically include both employee deferrals and employer matching contributions. In the Quantum Corporation Employee Savings and Investment Plan, a QDRO can specify how each type of contribution should be divided:
- Pro-rata division—dividing the overall balance as a percentage or dollar amount
- Segregated by source—such as assigning only vested employer contributions
Identifying what portion is subject to division and what you’re entitled to as a former spouse requires close attention to payroll dates, marriage timelines, and plan statements.

