Employee and Employer Contributions
The Pride Cleaners Retirement Plan includes both employee deferrals and employer contributions. A QDRO must specify whether the alternate payee (usually the non-employee spouse) gets a share of just the employee’s contributions, the employer’s, or both.
- Employee contributions are generally 100% owned by the participant and fully divisible.
- Employer contributions may be subject to a vesting schedule. Only the vested portion is available for division at the time of divorce.

