Employee and Employer Contribution Divisions
The Premier Healthcare Management 401(k) Plan may involve both employee deferrals (from the participant’s paycheck) and employer contributions, such as a match or discretionary payment. These amounts are often treated differently in divorce.
Make sure to specify in your QDRO whether the alternate payee is to receive a share of just the employee contributions, or the combined total of both employee and employer deposits. If employer contributions are included, it’s critical to address vesting.

