Why You Need a QDRO
Federal law requires a Qualified Domestic Relations Order to divide any qualified retirement account like a 401(k). Without it, the plan administrator for the Plunkett Raysich Architects, Llp 401(k) & Profit Sharing Plan cannot legally transfer funds to the non-employee spouse, also called the “alternate payee.”
A QDRO tells the plan exactly how much to assign the alternate payee, when payments should begin, how payments should be made, and what happens in the event of death or loan activity.

