1. Employee and Employer Contributions
Participants in 401(k) plans typically receive both employee contributions (direct from their paycheck) and matching employer contributions. In the Pinnacle Medical Group, Hicks Pc 401(k) Plan, it’s vital to determine which portion of the account balance you’re dividing. Courts often award a percentage or dollar amount of the balance as of a specific date—such as the date of separation or divorce.
Important: Not all funds may be fully vested. Employer contributions may be subject to a vesting schedule, potentially reducing what can be transferred under a QDRO.

