Employee vs. Employer Contributions
Plans like the Msi 401(k) Plan may include both employee and employer contributions. While employee deferrals are usually 100% vested, employer contributions may be subject to a vesting schedule. It’s critical to determine:
- What portion of the account is fully vested as of the date of separation or divorce
- Which contributions are divisible under the QDRO
If Meauxmentum strategies and investments, LLC uses a graded vesting schedule, some employer contributions may be forfeited unless fully vested by the time of division. That directly impacts how much the alternate payee receives.

