Employee vs. Employer Contributions
The Mcclure Holdings Corporation 401(k) Salary Reduction Plan & Trust may include both employee salary deferrals and employer contributions. A QDRO can only award benefits that the participant actually has a right to. That means employer contributions that are not vested cannot be divided. If you’re the alternate payee (typically the non-employee spouse), you’ll want to be sure your share only applies to the vested portion of the account as of the date used for division (either the date of separation, the divorce filing, or another agreed-upon date).

