Employee and Employer Contributions
The Mb Freight Corp. 401(k) Plan likely includes contributions made by both the employee (participant) and the employer. Usually, participants are always 100% vested in their own contributions. However, employer contributions may be subject to a vesting schedule.
In divorce cases, only vested amounts can be divided through a QDRO. Any unvested employer contributions may be forfeited if the participant leaves the job before becoming fully vested. It’s crucial to confirm the vesting status before finalizing the order.

