Employee and Employer Contributions
In the Massage Green spa-401(k) Plan, participants may contribute a portion of each paycheck, and the employer may match part of those contributions. A proper QDRO must make clear whether both types of contributions are being divided—or just the participant’s share.
Also, keep in mind that employer contributions may be subject to a vesting schedule, meaning they are earned gradually over time. If some employer contributions are not yet vested, they may not be eligible for division under the QDRO.

