Employee and Employer Contributions
The Logical Delivery 401(k) Plan likely includes both employee deferrals and employer matching or profit-sharing contributions. While employee contributions are typically 100% vested, employer contributions may be subject to a vesting schedule. That means part of the account might be forfeited if the employee (known as the “Participant”) leaves the company too soon.
When drafting the QDRO, make sure it clearly states whether the Alternate Payee is entitled to only vested amounts or anticipates vesting later. Also clarify whether you’ll divide just contributions made during the marriage or the entire balance.

