Employee vs. Employer Contributions
Some profit sharing plans include employee contributions, and others are fully employer-funded. You’ll need to identify:
- What portion of the account was contributed by the employee (if any)
- What portion was contributed by the employer
- Whether those employer contributions are fully vested
Only vested contributions are generally divisible in a QDRO. If you’re divorcing before full vesting, the alternate payee may only claim what’s vested. That’s one major reason to get a full and current statement from the Leed Selling Tools Corp.. Profit Sharing Plan before writing the QDRO.

