Employee vs. Employer Contributions
401(k) plans like the Lee Aerospace, Inc.. 401(k) Plan typically include two types of contributions:
- Employee contributions: These are funds contributed directly from the employee’s paycheck.
- Employer contributions: These may include matching or profit-sharing amounts, which often have a vesting schedule.
In many QDROs, only vested employer contributions are available for division. If a portion of the employer’s match is unvested at the time of divorce, your QDRO should clearly state how those amounts are to be handled—typically, they’re excluded from the alternate payee’s share. Make sure that distinction is made to avoid unnecessary disputes.

