Employee and Employer Contributions
The Kelly Companies 401(k) Plan likely includes both employee (pre-tax or Roth) and employer-matching contributions. It’s essential to specify whether only the account balance as of the date of separation/divorce is divided—or whether gains/losses to date of distribution are also included.
Employer contributions are often subject to vesting schedules, which makes it even more important to clarify what’s actually available to divide and what might be forfeited.

