1. Employee vs. Employer Contributions
The Jon M. Hall Company, LLC 401(k) Plan likely includes both employee deferrals and employer matching or discretionary contributions. These categories may be divided differently depending on:
- What was contributed during the marriage period (marital portion)
- What funds remain 100% vested
Employer contributions are often subject to a vesting schedule. If the participant isn’t fully vested, some of the employer’s contributions may be forfeited at job termination or divorce. Your QDRO should clearly define what is to be divided—only vested amounts, or all contributions during the marriage, regardless of forfeitures.

