Divorce and the Hollis Miller Architects, Inc.. 401(k) Profit Sharing Plan: Understanding Your QDRO Options

Dividing retirement accounts during divorce can get stressful, especially when plans like the Hollis Miller Architects, Inc.. 401(k) Profit Sharing Plan are involved. This specific plan comes from a corporation in the general business sector, which means it’s structured for private-sector employees, often including a mix of traditional pre-tax and Roth after-tax contributions. To legally divide this account type in a divorce, a Qualified Domestic Relations Order (QDRO) is required.

At PeacockQDROs, we’ve helped many people complete QDROs start to finish. That means we don’t just draft the document—we also work through pre-approval (if the plan allows it), submit it to the court, and follow up with the plan administrator until everything is processed. That full-service approach is what sets us apart from other firms. In this article, we’ll walk you through what divorcing spouses need to know when dealing with this specific retirement plan.

Before preparing a QDRO, it helps to understand the key details about the plan:

• Plan Name: Hollis Miller Architects, Inc.. 401(k) Profit Sharing Plan
• Sponsor Name: Hollis miller architects, Inc.. 401k profit sharing plan
• Address: 1828 WALNUT STREET, SUITE 922
• Industry: General Business
• Organization Type: Corporation
• Plan Status: Active
• Plan Year: Unknown to Unknown
• Plan Start Date: January 1, 1984
• Current Plan Year: January 1, 2024 – December 31, 2024
• Plan Number: Unknown (but typically required for processing a QDRO)
• Employer Identification Number (EIN): Unknown (must be obtained when submitting the QDRO)

Because the plan number and EIN are not publicly listed, these may need to be obtained through official documentation or by contacting the plan administrator during the QDRO process. PeacockQDROs can assist with this as part of our services.

Under federal law (ERISA), a QDRO is the only way a spouse (called the “alternate payee”) can legally receive a portion of a participant’s 401(k) without triggering early withdrawal penalties or taxes. This applies whether you’re dividing traditional pre-tax funds, Roth after-tax contributions, or profit-sharing components of the plan.

The Hollis Miller Architects, Inc.. 401(k) Profit Sharing Plan is likely to include a mix of different types of contributions and features that will impact how the QDRO is structured.

Because the Hollis Miller Architects, Inc.. 401(k) Profit Sharing Plan is operated by a corporation in the general business sector, the plan may have unique distribution options, blackout periods, investment election rules, and rollover limitations. QDROs should clearly address:

• Exact percentage or dollar amount awarded from each account type
• Date of division used for calculating the alternate payee’s award (typically the date of separation or judgment)
• Earnings and losses applied to the account between the division date and distribution date
• Whether the alternate payee is entitled to outstanding loan offsets or not
• Whether and how Roth and traditional funds will be divided

The timeline depends on several factors—including how responsive the plan administrator is. Our article onfive factors that determine the QDRO timeline explains this further. But with PeacockQDROs, we actively manage all steps, from drafting and preapproval to court filing and plan submission—so you won’t be left waiting or wondering what comes next.

It’s easy to make costly mistakes when handling QDROs, especially with a plan like this one that could include multiple contribution types and vesting rules. Common errors include:

• Failing to specify Roth vs. traditional account division
• Not accounting for loan offsets
• Using the wrong division date
• Omitting alternate payee rights to investment gains/losses

We’ve written a full list ofcommon QDRO mistakes here —take a look to avoid cleaning up a mess later.

Too many firms give you a QDRO and then leave you to figure out preapproval, court filing, and submission to the plan administrator. Not us. At PeacockQDROs, we handle every step—from start to finish. That means less risk for you and faster results. We maintain near-perfect reviews and pride ourselves on a track record of doing things the right way.

See how we manage QDROs from end to end on ourQDRO services page.

If your divorce was in California, New York, New Jersey, Connecticut, Kansas, Missouri, Iowa, or North Dakota, and you have questions about qualified domestic relations orders or dividing retirement assets like the Hollis Miller Architects, Inc.. 401(k) Profit Sharing Plan, contact PeacockQDROs. We focus on QDROs and have successfully processed many orders from start to finish.

Get the answers you need—explore ourQDRO resources orreach out for personalized help if you’re in one of our service states.