1. Dividing Pre-Tax vs. Roth Contributions
The Green Seed Technologies LLC 401(k) Profit Sharing Plan & Trust may include both traditional (pre-tax) and Roth contributions. These are handled very differently for QDRO purposes. Roth accounts are post-tax and any distributions are not taxed again, assuming certain conditions are met. Traditional accounts are taxed when withdrawn. A QDRO should specify whether both types will be divided and in what proportion. An unclear or inaccurate order can cause delays in implementation.

