Employee vs. Employer Contributions
The Globalmedia Group LLC 401(k) Profit Sharing Plan & Trust is a profit-sharing 401(k) plan. That means it likely includes both employee salary deferrals and employer contributions. When creating a QDRO:
- Employee deferrals are always 100% vested and divisible.
- Employer contributions may be subject to a vesting schedule—only the vested portion can be split.
- Forfeited amounts are not available to the alternate payee (the spouse receiving the benefit in the QDRO).
It’s essential to understand the participant’s vesting status based on the plan’s documentation or a recent account statement. If you’re unsure, our team at PeacockQDROs can help request the necessary breakdown from the plan administrator.

