Employee and Employer Contributions
With 401(k) accounts, both the employee and employer generally contribute. In QDROs for the Global Automation Technologies, LLC 401(k) Plan, one of the first steps is deciding whether the alternate payee should receive a share of:
- Just the participant’s contributions (and earnings)
- Both participant and employer contributions
Most orders include employer contributions as long as they are vested. Any non-vested balances are typically excluded or forfeited per the plan’s rules.

