1. Company and Employee Contributions
Both employees and employers may contribute to the Fuel Medical Group 401(k) Plan. Employee contributions are the participant’s own salary deferrals. Employer contributions—such as matching funds—often come with vesting schedules, which dictate the portion of those funds that the employee actually owns.
If some employer contributions are unvested at the time of divorce, they may be forfeited, meaning the alternate payee can’t receive a share of them. This must be taken into account when drafting the QDRO.

