Employee and Employer Contributions
One of the key issues in drafting a QDRO for the Fawn Manufacturing Bargaining Unit 401(k) Plan is determining how both employee contributions and employer-matched contributions are split. Typically, the QDRO will define the percentage or dollar amount of the participant’s account attributable to marital property, and then allocate the marital portion to the alternate payee.
It’s essential to clarify the allocation method—for example, whether the division includes investment gains/losses and whether pre-marital or post-separation contributions are excluded. Most plans, including this one under Unknown sponsor, will require these distinctions to process the QDRO correctly.

