Employee vs. Employer Contributions
Employee contributions to a 401(k) are always fully vested, but employer contributions may be subject to a vesting schedule. That means if your spouse hasn’t worked for Euson lindsay health LLC 401(k) p/s plan long enough, some of the employer-funded balance may be forfeitable and not included in the divided share.
When drafting the QDRO, you must clearly state whether the alternate payee is entitled to a percentage of just the vested balance or all the employer contributions (vested and non-vested). Failure to do this is a common QDRO mistake.Read about more QDRO drafting pitfalls here.

