1. Contributions: Employee and Employer
The Eos Worldwide, LLC 401(k) Plan likely includes both contributions made by the employee (the plan participant) and matching or profit-sharing contributions by Eos worldwide, LLC 401(k) plan. Many employer contributions are subject to a vesting schedule. That means the full balance may not yet belong to the employee, and therefore may not be divisible.
Your QDRO should make clear whether shared funds are limited to the vested portion of employer contributions or whether you’re waiting for full vesting later. We can help you craft language that protects your client’s rights while avoiding conflicts with plan rules.

