Employee and Employer Contributions
The Eagle Communications, Inc.. 401(k) Plan likely includes both employee deferrals and employer contributions. It’s important to distinguish between:
- Employee contributions: Almost always fully vested and divisible
- Employer contributions: May be subject to a vesting schedule and thus not all available to divide
Your QDRO should clearly specify what percentage or amount is being divided—and whether that amount includes only the marital portion, employer contributions, or both.

