Employee Contributions vs. Employer Contributions
401(k) plans like the Delivercarerx Pharmacy LLC 401(k) Profit Sharing Plan and Trust typically include both employee deferrals (contributions made from the employee’s paycheck) and employer contributions (matching or profit-sharing). In a divorce, it’s important to determine whether both sources of funds are being divided or just the employee-contributed amount.
Employer contributions are often subject to vesting schedules. Depending on how long the employee has worked for Delivercarerx pharmacy LLC 401(k) profit sharing plan and trust, some of the employer’s contributions may not be fully vested—and therefore not divisible by the QDRO.

