Employee Contributions vs. Employer Contributions
401(k) plans often have two parts: employee contributions (what the worker has put into the plan) and employer contributions (matched or added by the employer). In a divorce, both portions may be marital property, depending on your state’s laws and when the funds were contributed.
The Dci Consulting Group Inc. 401(k) Profit Sharing Plan & Trust likely includes both types. Your QDRO must clearly define whether both will be divided or only the vested portion. Employer contributions can be subject to a vesting schedule, and special care must be taken to calculate what portion is divisible.

