1. Dividing Contributions: Employee vs. Employer
With any 401(k) plan, you’re looking at two basic contribution types: those made by the employee and those made by the employer. The QDRO must clearly specify whether the division includes just employee contributions or also employer contributions. The Dallas Summer Musicals Employees 401(k) Retirement Plan is likely to include both, so clarity matters.
We typically advise clients that employer contributions may be subject to vesting—meaning they might not all be available for division depending on how long the participant has worked for The dallas summer musicals, Inc.

