1. Employee vs. Employer Contributions
In the Corigin Holdings, LLC 401(k) Plan, contributions can come from both the employee and the employer. However, not all employer contributions are immediately yours to claim in a divorce. Many plans have vesting schedules that delay full ownership of employer-matching funds.
- Fully vested: These amounts can be divided in a QDRO.
- Partially vested or unvested: Only the portion that has vested by the date of division can legally be awarded to the non-employee spouse.
If this plan has a vesting schedule, it’s critical we confirm those details before drafting the QDRO.

