1. Employee and Employer Contributions
401(k) accounts often have both employee and employer contributions, and both are potentially divisible in a divorce. However, employer matching contributions may be subject to a vesting schedule—meaning they’re only partially yours depending on how long you’ve worked at Clean fuels of indiana, Inc.. dba clean fuels national.
If you haven’t met full vesting, part of the employer portion may be forfeited. A well-drafted QDRO should account for this, possibly by specifying a percentage of the “vested account balance only.” If it doesn’t, you could end up splitting an amount that doesn’t actually exist.

