Dividing Employee and Employer Contributions
The Chiron Technology Services, Inc.. 401(k) Plan likely includes both employee salary deferrals and employer matching or profit-sharing contributions. A well-drafted QDRO should clearly state whether the alternate payee is receiving a percentage or dollar amount of:
- Total account balance as of a specific date
- Only the employee contributions
- Employee and vested employer contributions
- Future gains/losses on the assigned portion
If the participant has a long history with Chiron technology services, Inc.. 401(k) plan, the amount at stake could be substantial. Don’t assume all contributions are included—be specific.

