1. Employee and Employer Contributions
The participant’s account may include both employee deferrals (money taken out of the participant’s paycheck) and employer contributions (funds deposited by the sponsor, Axio wireline tx LLC 401(k) profit sharing plan & trust). These sections of the account should be separated and thoroughly reviewed in your divorce order.
- Employee contributions are usually 100% vested and available for immediate division.
- Employer contributions often follow a vesting schedule and may not be fully available at the time of divorce.

