Employee and Employer Contributions
Most 401(k)s, including the Auxo Solutions 401(k) Plan, have contributions from both the employee and the employer. When dividing the account, it’s important to clarify whether the split applies to the entire account value or just a subset. If the participant was contributing before marriage or after separation, a time-based coverture formula is typically used. This formula calculates the marital portion based on years of service during the marriage versus total years in the plan.

