Dividing Employee and Employer Contributions
In a 401(k), both the employee and employer may contribute to the account. When drafting a QDRO for the Asian Food Markets of Piscataw 401(k) Profit Sharing Plan & Tru, it’s important to determine whether to split all account funds (employee and employer contributions) or just the employee contributions. Many spouses overlook that employer contributions may be subject to a vesting schedule, and unvested amounts could be forfeited upon divorce or job termination.

