When you need a fresh start.

Hit the Reset Button On Your Finances and Credit

It’s been a good run. Since the Great Recession, the economy has hit record levels of unemployment and most Americans find themselves better off than they were at any time in the past dozen years or so.

That was last week. This week, we’re facing an unprecedented pandemic, the stock market is doing things it hasn’t done in more than a hundred years (bad things) and hundreds of thousands of people have already filed for unemployment benefits in the first two weeks of the nationwide shutdown. 

The short-term outlook is bleak, but we will make it through to the other side – as we did in the Great Recession, and as we did in every prior recession and depression, every natural disaster, and every other major disruption to daily life. For many, the path forward will include dealing with the obstacles of debt and ruined credit. If you’re considering bankruptcy, we hope you’ll give us a call and we’ll talk through the process, your options and alternatives, and what you can expect moving forward.

Elements of Bankruptcy

Data Gathering

Every bankruptcy starts with the paperwork: the bills, credit reports, pay stubs, and property titles. We inventory assets, debts, and discuss your options and whether bankruptcy actually is the best route forward.

Is Bankruptcy Right For You?

Many people who think Bankruptcy is their best option aren't aware of alternatives, such as negotiating the debt down, or they start the process and discover that they aren't eligible to file. We always counsel you on your options and alternatives, as well as the risks and repercussions of filing.

Credit Counseling

Every bankruptcy petitioner is required to undergo a credit counseling class. These are short - an hour or two - and cheap - typically under $20, or even free if you qualify for a fee waiver.

Court Hearing

A financial power of attorney gives someone you trust the ability to manage your financial and business matters if you become incapacitated. This power is typically springing, meaning it does not take effect until you have been ruled incapacitated by a physician.

A Mountain of Paperwork

By the time we file, we'll have gathered and prepared a mountain of petitions, forms, and supporting documents and records. This comprehensive paperwork must be done with care - omitted debts or intentional misstatements can doom your filing or leave creditors free to chase you after your petition is granted.

A Fresh Financial Start

By the time we're done, you can expect to emerge from the other side of this case with a clean balance sheet and an opportunity to build a new financial future.

Benefits of Our Firm

Online First

Though many firms are jumping on remote work and conferencing platforms, such as Zoom, we've been delivering services online and via the phone for years - we're happy to meet you in person in NYC, but expect better, faster, and more convenient communication with our online-first model. (And no subway commutes or waiting in our office waiting room!)

Work From Anywhere

No more waiting in traffic to get to an attorney's office where you'll ... wait some more. Instead, connect to your lawyer from wherever you are comfortable.

Few or No Surprises

We can't promise zero surprises - law can be unpredictable. But we go the extra mile with communication to discuss common outcomes, steps in the process, and what might go wrong (or right) to minimize surprises.

Really Loved Lawyer

Check any review site: Yelp, Avvo, Google, or Bing, and you'll see that our past clients love us. We do our best to turn scary legal ordeals into predictable steps in a process - and we're always available to answer your questions via text or email. (Phone too, during normal working hours.)

Flat Fees

Whenever possible, and for nearly all cases, flat fees apply. This means no surprises and no motivation to drag out your case for as long as possible.


We pride ourselves on speed: calls, texts, and emails returned promptly and work done without undue delays.

Contact Us

Get in Touch:

Ratings & Reviews

Past success does not guarantee outcomes in future cases - but we always do our best!

What people say...

I am happy to endorse William -- he is smart, tenacious, trustworthy, and very personable. You can count on William to listen to your concerns, give you honest advice, and to stand up for you when it matters most.
Andrew Chow
General practice attorney
Me and a business partner working at a car dealership had questions regarding business practices inside our company. WIlliam was able to clarify to us the legal processes and possible repercussion of past practices. We work in the car industry which even today has some rather relaxed rules and regulations regarding good practices. It was good to have him review said practices to avoid legal trouble down the line. He was quick and responsive to our questions and seemed to genuinely care for his customers. I would strongly recommend him for his quick turn around time and great and professional follow up.
Former Client